At First Investors, we understand that each client’s financial situation is unique. From the first handshake, your First Investors Financial Services Representative will meet regularly with you to understand your unique needs and goals, now and over time, in order to develop a financial strategy that’s customized for you.
Believing that hard work, personlized service and smart planning make for a better future, your Representative will:Review your financial needs by identifying your current assets, liabilities, income, investments and life insurance needs.Identify your long-term financial goals such as saving for an education, or a comfortable retirement.
Review your retirement income needs and offer strategies and tools for generating income to meet those needs.
Determine your investment objectives and establish your need for:
- tax-exempt income
- current income
- capital growth
- capital preservation
- life insurance
Gauge your tolerance for risk in order to make appropriate investment recommendations
Develop an asset allocation strategy that suggests how much money should go into each asset class, in order to help you meet your financial goals.
Assess your need for life insurance coverage to protext your family and business.
Present suitable insurance and investment recommendations, discuss their potential risks and rewards and answer any questions you may have.
Help you maintain a long-term investment approach during good times and bad to ensure that you are not swayed by short-term market fluctuations and miss out on long-term benefits.
Provide personlized service and support. Your Representative will meet you at your home, your work location or our local office to provide fresh thinking and recommend solutions and strategies that make sense for you at every stage of life.
This material should not be construed as a recommendation or an offer to buy or sell any mutual fund, variable and/or insurance product. Mutual Funds and variable products are offered for sale by prospectus only.
First Investors Representatives are not registered to sell mutual funds or variable products or licensed to sell insurance products in every jurisdiction. In addition, our mutual funds and insurance products are not registered or approved for sale in every state.
It is not intended to be an offer or solicitation to purchase any security or insurance product where the product is not registered or approved for sale or where the Representative is not registered or licensed to sell the product.